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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,631 | $209,425-64.8% | $178,499-58.7% | $158,966-53.7% |
| Participation rate | 93.8% | 86.4%+7.4pp | 81.9%+11.8pp | 82.0%+11.8pp |
| Annual return | 0.27% | 188.80%-188.5pp | 151.10%-150.8pp | 302.95%-302.7pp |
| Employer contribution / active EE | $1,761 | $5,707-69.1% | $5,011-64.9% | $4,762-63.0% |
| Participant deferral / active EE | $1,802 | $5,955-69.7% | $5,202-65.4% | $5,983-69.9% |
| Admin fee / account holder | $72,106 | $17,078+322.2% | $13,986+415.6% | $11,250+540.9% |