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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,221 | $209,425-91.8% | $178,499-90.4% | $158,966-89.2% |
| Participation rate | 70.0% | 86.4%-16.4pp | 81.9%-11.9pp | 82.0%-12.0pp |
| Annual return | 62.56% | 188.80%-126.2pp | 151.10%-88.5pp | 302.95%-240.4pp |
| Employer contribution / active EE | $1,847 | $5,707-67.6% | $5,011-63.2% | $4,762-61.2% |
| Participant deferral / active EE | $4,213 | $5,955-29.2% | $5,202-19.0% | $5,983-29.6% |
| Admin fee / account holder | $3,967 | $17,078-76.8% | $13,986-71.6% | $11,250-64.7% |