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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,937 | $175,259-8.7% | $149,723+6.8% | $139,487+14.7% |
| Participation rate | 94.1% | 83.4%+10.7pp | 78.8%+15.3pp | 80.3%+13.8pp |
| Annual return | 18.05% | 166.82%-148.8pp | 134.50%-116.5pp | 373.84%-355.8pp |
| Employer contribution / active EE | $22,466 | $5,478+310.1% | $4,821+366.0% | $4,755+372.5% |
| Participant deferral / active EE | $22,397 | $6,522+243.4% | $5,682+294.1% | $6,713+233.7% |
| Admin fee / account holder | $19,039 | $16,158+17.8% | $13,215+44.1% | $11,407+66.9% |