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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,598 | $96,419-95.2% | $80,648-94.3% | $139,487-96.7% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 21.43% | 1352.86%-1331.4pp | 937.21%-915.8pp | 373.84%-352.4pp |
| Employer contribution / active EE | $693 | $3,261-78.8% | $2,724-74.6% | $4,755-85.4% |
| Participant deferral / active EE | $1,110 | $5,225-78.8% | $4,443-75.0% | $6,713-83.5% |
| Admin fee / account holder | $328 | $6,605-95.0% | $5,382-93.9% | $11,407-97.1% |