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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,938 | $138,114-92.8% | $125,391-92.1% | $134,545-92.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -18.89% | 750.88%-769.8pp | 572.41%-591.3pp | 418.37%-437.3pp |
| Employer contribution / active EE | $2,923 | $5,246-44.3% | $4,816-39.3% | $4,742-38.4% |
| Participant deferral / active EE | $8,894 | $7,801+14.0% | $7,448+19.4% | $6,401+38.9% |
| Admin fee / account holder | $638 | $11,570-94.5% | $10,009-93.6% | $11,431-94.4% |