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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,890 | $49,896-32.1% | $80,627-58.0% | $75,173-54.9% |
| Participation rate | 72.0% | 55.3%+16.7pp | 67.0%+5.0pp | 67.2%+4.8pp |
| Annual return | 14.12% | 34.67%-20.6pp | 936.76%-922.6pp | 160.72%-146.6pp |
| Employer contribution / active EE | $1,331 | $1,699-21.6% | $2,723-51.1% | $2,671-50.2% |
| Participant deferral / active EE | $3,669 | $2,992+22.6% | $4,443-17.4% | $4,126-11.1% |
| Admin fee / account holder | $3,369 | $3,578-5.8% | $5,381-37.4% | $5,651-40.4% |