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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,056 | $57,140-56.1% | $85,240-70.6% | $80,959-69.1% |
| Participation rate | 73.3% | 56.4%+16.9pp | 67.5%+5.8pp | 67.7%+5.7pp |
| Annual return | 8.22% | 21.71%-13.5pp | 66.75%-58.5pp | 35.67%-27.4pp |
| Employer contribution / active EE | $1,151 | $1,802-36.1% | $2,735-57.9% | $2,757-58.2% |
| Participant deferral / active EE | $2,424 | $3,115-22.2% | $4,527-46.5% | $4,300-43.6% |
| Admin fee / account holder | $9,945 | $4,992+99.2% | $6,165+61.3% | $6,925+43.6% |