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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,684 | $71,873+30.3% | $86,698+8.1% | $68,490+36.8% |
| Participation rate | 64.5% | 72.2%-7.7pp | 76.6%-12.1pp | 67.9%-3.4pp |
| Annual return | -13.83% | 3.54%-17.4pp | 35.96%-49.8pp | -7.85%-6.0pp |
| Employer contribution / active EE | $1,612 | $2,173-25.8% | $2,837-43.2% | $2,597-37.9% |
| Participant deferral / active EE | $4,478 | $3,779+18.5% | $4,656-3.8% | $4,028+11.2% |
| Admin fee / account holder | $19,989 | $6,110+227.1% | $7,492+166.8% | $5,403+270.0% |