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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,241 | $87,166-48.1% | $76,735-41.0% | $137,256-67.0% |
| Participation rate | 27.3% | 74.4%-47.1pp | 69.5%-42.2pp | 80.0%-52.7pp |
| Annual return | 22.05% | 26.50%-4.4pp | 29.77%-7.7pp | 220.34%-198.3pp |
| Employer contribution / active EE | $0 | $2,904-100.0% | $2,454-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $3,923 | $4,726-17.0% | $4,088-4.0% | $6,407-38.8% |
| Admin fee / account holder | $151 | $8,403-98.2% | $7,189-97.9% | $12,270-98.8% |