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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,241 | $107,733-58.0% | $92,985-51.3% | $154,746-70.8% |
| Participation rate | 27.3% | 74.6%-47.3pp | 69.5%-42.2pp | 80.7%-53.4pp |
| Annual return | 22.05% | 30.39%-8.3pp | 27.99%-5.9pp | 172.34%-150.3pp |
| Employer contribution / active EE | $0 | $3,126-100.0% | $2,662-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $3,923 | $5,053-22.4% | $4,377-10.4% | $6,730-41.7% |
| Admin fee / account holder | $151 | $11,369-98.7% | $9,463-98.4% | $14,365-98.9% |