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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,452 | $185,883-31.4% | $170,043-25.0% | $139,466-8.6% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 5.32% | 60.54%-55.2pp | 53.40%-48.1pp | 373.66%-368.3pp |
| Employer contribution / active EE | $9,232 | $7,596+21.5% | $6,790+36.0% | $4,754+94.2% |
| Participant deferral / active EE | $22,799 | $11,626+96.1% | $10,410+119.0% | $6,712+239.7% |
| Admin fee / account holder | $383 | $15,393-97.5% | $12,824-97.0% | $11,409-96.6% |