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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,555 | $125,797-55.8% | $170,043-67.3% | $75,173-26.1% |
| Participation rate | 89.3% | 83.6%+5.7pp | 87.0%+2.3pp | 67.2%+22.1pp |
| Annual return | 21.23% | 27.20%-6.0pp | 53.40%-32.2pp | 160.72%-139.5pp |
| Employer contribution / active EE | $1,671 | $4,616-63.8% | $6,790-75.4% | $2,671-37.4% |
| Participant deferral / active EE | $1,627 | $6,838-76.2% | $10,410-84.4% | $4,126-60.6% |
| Admin fee / account holder | $5,583 | $8,177-31.7% | $12,824-56.5% | $5,651-1.2% |