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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,327 | $100,073-14.7% | $85,126+0.2% | $145,877-41.5% |
| Participation rate | 33.3% | 74.1%-40.8pp | 67.5%-34.2pp | 80.3%-47.0pp |
| Annual return | 24.64% | 84.11%-59.5pp | 66.63%-42.0pp | 551.28%-526.6pp |
| Employer contribution / active EE | $2,490 | $3,236-23.1% | $2,731-8.8% | $4,663-46.6% |
| Participant deferral / active EE | $11,210 | $5,294+111.7% | $4,523+147.8% | $6,691+67.5% |
| Admin fee / account holder | $17,297 | $7,261+138.2% | $6,160+180.8% | $13,402+29.1% |