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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,851 | $192,829-88.1% | $142,516-84.0% | $139,466-83.6% |
| Participation rate | 100.0% | 81.4%+18.6pp | 76.8%+23.2pp | 80.3%+19.7pp |
| Annual return | 15.36% | 17.99%-2.6pp | 19.99%-4.6pp | 373.66%-358.3pp |
| Employer contribution / active EE | $6,051 | $5,808+4.2% | $4,849+24.8% | $4,754+27.3% |
| Participant deferral / active EE | $7,968 | $7,200+10.7% | $6,280+26.9% | $6,712+18.7% |
| Admin fee / account holder | $1,436 | $15,120-90.5% | $10,008-85.7% | $11,409-87.4% |