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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,030 | $101,672-81.3% | $147,117-87.1% | $74,478-74.4% |
| Participation rate | 98.5% | 75.5%+22.9pp | 82.2%+16.3pp | 67.2%+31.2pp |
| Annual return | 37.68% | 8757.83%-8720.1pp | 420.54%-382.9pp | 1370.56%-1332.9pp |
| Employer contribution / active EE | $3,182 | $3,813-16.6% | $4,932-35.5% | $2,626+21.1% |
| Participant deferral / active EE | $6,539 | $7,305-10.5% | $8,065-18.9% | $4,350+50.3% |
| Admin fee / account holder | $776 | $1,753-55.7% | $12,993-94.0% | $1,946-60.1% |