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Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,384 | $46,697-97.0% | $117,533-98.8% | $68,486-98.0% |
| Participation rate | 100.0% | 56.8%+43.2pp | 70.6%+29.4pp | 67.9%+32.1pp |
| Annual return | -26.82% | -14.52%-12.3pp | 29.77%-56.6pp | -7.85%-19.0pp |
| Employer contribution / active EE | $1,201 | $1,506-20.2% | $4,179-71.3% | $2,597-53.7% |
| Participant deferral / active EE | $1,669 | $2,637-36.7% | $4,072-59.0% | $4,028-58.6% |
| Admin fee / account holder | $116 | $4,023-97.1% | $5,647-98.0% | $5,404-97.9% |