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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,631 | $93,124-78.9% | $77,100-74.5% | $134,545-85.4% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -26.14% | 62.68%-88.8pp | 42.35%-68.5pp | 418.37%-444.5pp |
| Employer contribution / active EE | $2,079 | $3,421-39.2% | $2,815-26.2% | $4,742-56.2% |
| Participant deferral / active EE | $8,922 | $5,242+70.2% | $4,430+101.4% | $6,401+39.4% |
| Admin fee / account holder | $414 | $6,970-94.1% | $5,443-92.4% | $11,431-96.4% |