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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,307 | $175,259-91.8% | $149,723-90.4% | $139,487-89.7% |
| Participation rate | 70.0% | 83.4%-13.4pp | 78.8%-8.8pp | 80.3%-10.3pp |
| Annual return | 33.10% | 166.82%-133.7pp | 134.50%-101.4pp | 373.84%-340.7pp |
| Employer contribution / active EE | $1,504 | $5,478-72.5% | $4,821-68.8% | $4,755-68.4% |
| Participant deferral / active EE | $4,116 | $6,522-36.9% | $5,682-27.6% | $6,713-38.7% |
| Admin fee / account holder | $348 | $16,158-97.8% | $13,215-97.4% | $11,407-96.9% |