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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,643 | $82,678-82.3% | $125,391-88.3% | $68,490-78.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -16.09% | -5.97%-10.1pp | 572.41%-588.5pp | -7.85%-8.2pp |
| Employer contribution / active EE | $2,431 | $3,382-28.1% | $4,816-49.5% | $2,597-6.4% |
| Participant deferral / active EE | $9,158 | $6,111+49.9% | $7,448+23.0% | $4,028+127.4% |
| Admin fee / account holder | $717 | $6,277-88.6% | $10,009-92.8% | $5,403-86.7% |