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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,907 | $78,428-47.8% | $95,960-57.4% | $79,852-48.8% |
| Participation rate | 66.7% | 73.5%-6.8pp | 77.1%-10.4pp | 69.6%-3.0pp |
| Annual return | 17.28% | 19.37%-2.1pp | 91.63%-74.4pp | 31.72%-14.4pp |
| Employer contribution / active EE | $1,272 | $1,945-34.6% | $2,541-49.9% | $2,471-48.5% |
| Participant deferral / active EE | $4,105 | $3,440+19.3% | $4,167-1.5% | $3,740+9.7% |
| Admin fee / account holder | $2,667 | $5,622-52.6% | $6,797-60.8% | $5,306-49.7% |