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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,037 | $175,259-85.7% | $149,723-83.3% | $139,487-82.1% |
| Participation rate | 68.8% | 83.4%-14.6pp | 78.8%-10.0pp | 80.3%-11.6pp |
| Annual return | 38.58% | 166.82%-128.2pp | 134.50%-95.9pp | 373.84%-335.3pp |
| Employer contribution / active EE | $2,900 | $5,478-47.1% | $4,821-39.9% | $4,755-39.0% |
| Participant deferral / active EE | $6,358 | $6,522-2.5% | $5,682+11.9% | $6,713-5.3% |
| Admin fee / account holder | $357 | $16,158-97.8% | $13,215-97.3% | $11,407-96.9% |