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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,102 | $81,763-55.8% | $58,561-38.4% | $139,466-74.1% |
| Participation rate | 31.6% | 61.3%-29.8pp | 50.9%-19.3pp | 80.3%-48.8pp |
| Annual return | 17.93% | 7427.77%-7409.8pp | 4251.33%-4233.4pp | 373.66%-355.7pp |
| Employer contribution / active EE | $908 | $1,398-35.1% | $1,053-13.8% | $4,754-80.9% |
| Participant deferral / active EE | $3,544 | $2,555+38.7% | $1,923+84.3% | $6,712-47.2% |
| Admin fee / account holder | $569 | $3,273-82.6% | $2,520-77.4% | $11,409-95.0% |