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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,774 | $89,652-70.1% | $141,191-81.0% | $65,185-58.9% |
| Participation rate | 79.3% | 74.7%+4.6pp | 82.5%-3.1pp | 70.2%+9.1pp |
| Annual return | 25.13% | 32.79%-7.7pp | 71.41%-46.3pp | 29.38%-4.3pp |
| Employer contribution / active EE | $1,841 | $3,065-39.9% | $4,736-61.1% | $2,177-15.4% |
| Participant deferral / active EE | $3,592 | $5,691-36.9% | $6,710-46.5% | $3,514+2.2% |
| Admin fee / account holder | $765 | $569+34.6% | $10,264-92.5% | $847-9.7% |