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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,341 | $185,883-30.4% | $170,043-23.9% | $139,466-7.3% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 17.42% | 60.54%-43.1pp | 53.40%-36.0pp | 373.66%-356.2pp |
| Employer contribution / active EE | $13,288 | $7,596+74.9% | $6,790+95.7% | $4,754+179.5% |
| Participant deferral / active EE | $8,701 | $11,626-25.2% | $10,410-16.4% | $6,712+29.6% |
| Admin fee / account holder | $377 | $15,393-97.6% | $12,824-97.1% | $11,409-96.7% |