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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,337 | $107,363-21.4% | $92,909-9.2% | $152,897-44.8% |
| Participation rate | 57.1% | 79.8%-22.6pp | 76.0%-18.9pp | 82.5%-25.3pp |
| Annual return | 15.11% | 145.63%-130.5pp | 109.44%-94.3pp | 345.43%-330.3pp |
| Employer contribution / active EE | $4,103 | $4,222-2.8% | $3,653+12.3% | $4,764-13.9% |
| Participant deferral / active EE | $7,552 | $4,848+55.8% | $4,238+78.2% | $5,851+29.1% |
| Admin fee / account holder | $6,139 | $7,082-13.3% | $5,795+5.9% | $11,599-47.1% |