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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $3,090 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,513 | $79,169-45.0% | $100,415-56.7% | $74,478-41.6% |
| Participation rate | 92.1% | 79.4%+12.7pp | 81.5%+10.6pp | 67.2%+24.9pp |
| Annual return | 20.04% | 20.51%-0.5pp | 49.47%-29.4pp | 1370.56%-1350.5pp |
| Employer contribution / active EE | $0 | $3,017-100.0% | $3,943-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $16,584 | $7,751+114.0% | $8,091+105.0% | $4,350+281.2% |
| Admin fee / account holder | $19 | $1,337-98.6% | $7,906-99.8% | $1,946-99.0% |