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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,392 | $66,402-67.8% | $109,907-80.5% | $85,847-75.1% |
| Participation rate | 84.6% | 63.9%+20.7pp | 74.2%+10.4pp | 69.3%+15.3pp |
| Annual return | 10.28% | 19.59%-9.3pp | 29.46%-19.2pp | 318.61%-308.3pp |
| Employer contribution / active EE | $1,317 | $1,687-22.0% | $2,844-53.7% | $2,565-48.7% |
| Participant deferral / active EE | $2,241 | $2,842-21.2% | $4,047-44.6% | $3,952-43.3% |
| Admin fee / account holder | $7,711 | $4,557+69.2% | $6,069+27.1% | $6,261+23.2% |