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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,986 | $100,938-85.2% | $90,461-83.4% | $158,982-90.6% |
| Participation rate | 57.1% | 75.0%-17.9pp | 72.7%-15.5pp | 82.0%-24.8pp |
| Annual return | 24.08% | 1727.20%-1703.1pp | 1294.76%-1270.7pp | 302.99%-278.9pp |
| Employer contribution / active EE | $409 | $3,691-88.9% | $3,264-87.5% | $4,763-91.4% |
| Participant deferral / active EE | $1,004 | $4,350-76.9% | $3,964-74.7% | $5,983-83.2% |
| Admin fee / account holder | $2,843 | $6,510-56.3% | $5,617-49.4% | $11,252-74.7% |