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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,705 | $138,114-66.9% | $125,391-63.6% | $134,545-66.0% |
| Participation rate | 85.7% | 84.5%+1.2pp | 82.4%+3.3pp | 81.2%+4.5pp |
| Annual return | 4.81% | 750.88%-746.1pp | 572.41%-567.6pp | 418.37%-413.6pp |
| Employer contribution / active EE | $4,418 | $5,246-15.8% | $4,816-8.3% | $4,742-6.8% |
| Participant deferral / active EE | $16,485 | $7,801+111.3% | $7,448+121.3% | $6,401+157.5% |
| Admin fee / account holder | $321 | $11,570-97.2% | $10,009-96.8% | $11,431-97.2% |