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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,813 | $159,934-26.3% | $147,005-19.9% | $145,959-19.3% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 16.74% | 98.24%-81.5pp | 418.76%-402.0pp | 561.95%-545.2pp |
| Employer contribution / active EE | $4,957 | $5,287-6.2% | $4,934+0.5% | $4,661+6.4% |
| Participant deferral / active EE | $12,394 | $8,427+47.1% | $8,070+53.6% | $6,689+85.3% |
| Admin fee / account holder | $8,688 | $15,053-42.3% | $13,006-33.2% | $13,398-35.2% |