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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,561 | $171,930-81.6% | $151,266-79.1% | $154,746-79.6% |
| Participation rate | 42.9% | 80.5%-37.7pp | 77.0%-34.1pp | 80.7%-37.8pp |
| Annual return | 14.37% | 242.03%-227.7pp | 180.60%-166.2pp | 172.34%-158.0pp |
| Employer contribution / active EE | $1,560 | $4,710-66.9% | $4,237-63.2% | $4,379-64.4% |
| Participant deferral / active EE | $2,955 | $8,191-63.9% | $7,337-59.7% | $6,730-56.1% |
| Admin fee / account holder | $2,278 | $15,803-85.6% | $13,159-82.7% | $14,365-84.1% |