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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,561 | $165,584-80.9% | $142,942-77.9% | $137,256-77.0% |
| Participation rate | 42.9% | 80.1%-37.2pp | 76.8%-34.0pp | 80.0%-37.1pp |
| Annual return | 14.37% | 164.22%-149.8pp | 113.70%-99.3pp | 220.34%-206.0pp |
| Employer contribution / active EE | $1,560 | $4,725-67.0% | $4,139-62.3% | $4,156-62.5% |
| Participant deferral / active EE | $2,955 | $8,194-63.9% | $7,128-58.5% | $6,407-53.9% |
| Admin fee / account holder | $2,278 | $16,167-85.9% | $12,475-81.7% | $12,270-81.4% |