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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,337 | $168,626-83.8% | $133,698-79.6% | $145,897-81.3% |
| Participation rate | 42.1% | 80.4%-38.3pp | 76.4%-34.3pp | 80.3%-38.2pp |
| Annual return | 12.59% | 1168.99%-1156.4pp | 580.90%-568.3pp | 552.29%-539.7pp |
| Employer contribution / active EE | $1,164 | $5,290-78.0% | $4,218-72.4% | $4,663-75.0% |
| Participant deferral / active EE | $2,239 | $8,688-74.2% | $7,016-68.1% | $6,689-66.5% |
| Admin fee / account holder | $6,579 | $9,638-31.7% | $6,703-1.8% | $13,390-50.9% |