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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,548 | $118,708+90.0% | $98,920+128.0% | $158,966+41.9% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 7.13% | 372.49%-365.4pp | 196.47%-189.3pp | 302.95%-295.8pp |
| Employer contribution / active EE | $17,566 | $3,334+426.9% | $2,689+553.2% | $4,762+268.8% |
| Participant deferral / active EE | $16,611 | $5,089+226.4% | $4,245+291.3% | $5,983+177.6% |
| Admin fee / account holder | $3,490 | $10,134-65.6% | $6,643-47.5% | $11,250-69.0% |