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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,378 | $115,810+3.9% | $101,271+18.9% | $158,966-24.3% |
| Participation rate | 71.4% | 79.4%-7.9pp | 75.8%-4.4pp | 82.0%-10.5pp |
| Annual return | 20.98% | 56.15%-35.2pp | 46.48%-25.5pp | 302.95%-282.0pp |
| Employer contribution / active EE | $10,899 | $4,175+161.0% | $3,660+197.8% | $4,762+128.9% |
| Participant deferral / active EE | $7,297 | $4,958+47.2% | $4,371+67.0% | $5,983+22.0% |
| Admin fee / account holder | $803 | $7,248-88.9% | $5,948-86.5% | $11,250-92.9% |