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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,605 | $197,625-74.9% | $177,840-72.1% | $158,966-68.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 32.22% | 58.76%-26.5pp | 48.32%-16.1pp | 302.95%-270.7pp |
| Employer contribution / active EE | $14,899 | $6,698+122.4% | $5,919+151.7% | $4,762+212.8% |
| Participant deferral / active EE | $12,533 | $8,405+49.1% | $7,714+62.5% | $5,983+109.5% |
| Admin fee / account holder | $6,638 | $15,405-56.9% | $12,431-46.6% | $11,250-41.0% |