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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,970 | $27,936-46.4% | $58,561-74.4% | $75,173-80.1% |
| Participation rate | 48.0% | 38.8%+9.2pp | 50.9%-2.9pp | 67.2%-19.2pp |
| Annual return | 29.29% | 44.21%-14.9pp | 4251.33%-4222.0pp | 160.72%-131.4pp |
| Employer contribution / active EE | $1,096 | $670+63.6% | $1,053+4.0% | $2,671-59.0% |
| Participant deferral / active EE | $2,268 | $1,202+88.7% | $1,923+17.9% | $4,126-45.0% |
| Admin fee / account holder | $1,347 | $1,727-22.0% | $2,520-46.5% | $5,651-76.2% |