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Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,590 | $55,449-53.8% | $83,831-69.5% | $56,289-54.5% |
| Participation rate | 96.4% | 68.0%+28.4pp | 76.1%+20.3pp | 69.9%+26.6pp |
| Annual return | 583.04% | -1.38%+584.4pp | 850.99%-267.9pp | -9.96%+593.0pp |
| Employer contribution / active EE | $7 | $2,430-99.7% | $3,631-99.8% | $2,111-99.6% |
| Participant deferral / active EE | $0 | $2,935-100.0% | $4,082-100.0% | $3,350-100.0% |
| Admin fee / account holder | $0 | $656-100.0% | $5,479-100.0% | $521-100.0% |