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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,118 | $148,623-77.0% | $135,974-74.9% | $139,466-75.5% |
| Participation rate | 79.2% | 83.9%-4.7pp | 81.9%-2.8pp | 80.3%-1.2pp |
| Annual return | 44.27% | 79.30%-35.0pp | 68.30%-24.0pp | 373.66%-329.4pp |
| Employer contribution / active EE | $4,225 | $5,246-19.5% | $4,859-13.1% | $4,754-11.1% |
| Participant deferral / active EE | $11,327 | $8,103+39.8% | $7,760+46.0% | $6,712+68.8% |
| Admin fee / account holder | $1,491 | $12,406-88.0% | $10,767-86.2% | $11,409-86.9% |