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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,856 | $154,228-65.1% | $145,433-63.0% | $137,256-60.8% |
| Participation rate | 88.2% | 83.8%+4.4pp | 82.1%+6.1pp | 80.0%+8.3pp |
| Annual return | 12.88% | 74.59%-61.7pp | 66.58%-53.7pp | 220.34%-207.5pp |
| Employer contribution / active EE | $6,549 | $4,804+36.3% | $4,554+43.8% | $4,156+57.6% |
| Participant deferral / active EE | $13,161 | $8,216+60.2% | $7,897+66.6% | $6,407+105.4% |
| Admin fee / account holder | $20,552 | $14,344+43.3% | $13,129+56.5% | $12,270+67.5% |