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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,839 | $93,117-92.7% | $77,096-91.1% | $134,532-94.9% |
| Participation rate | 0.0% | 74.5%-74.5pp | 67.9%-67.9pp | 81.2%-81.2pp |
| Annual return | -15.74% | 62.67%-78.4pp | 42.35%-58.1pp | 418.27%-434.0pp |
| Employer contribution / active EE | $3,025 | $3,420-11.6% | $2,814+7.5% | $4,741-36.2% |
| Participant deferral / active EE | $9,267 | $5,241+76.8% | $4,429+109.2% | $6,401+44.8% |
| Admin fee / account holder | $26,430 | $6,948+280.4% | $5,428+386.9% | $11,429+131.3% |