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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,977 | $185,312-81.7% | $161,489-79.0% | $154,746-78.0% |
| Participation rate | 83.3% | 82.5%+0.9pp | 78.7%+4.6pp | 80.7%+2.6pp |
| Annual return | 22.32% | 103.84%-81.5pp | 89.72%-67.4pp | 172.34%-150.0pp |
| Employer contribution / active EE | $2,695 | $4,769-43.5% | $4,268-36.9% | $4,379-38.5% |
| Participant deferral / active EE | $4,971 | $6,350-21.7% | $5,630-11.7% | $6,730-26.1% |
| Admin fee / account holder | $682 | $18,654-96.3% | $16,006-95.7% | $14,365-95.3% |