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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,034 | $90,617-62.4% | $79,476-57.2% | $135,382-74.9% |
| Participation rate | 50.0% | 76.1%-26.1pp | 73.3%-23.3pp | 82.6%-32.6pp |
| Annual return | -3.77% | 977.57%-981.3pp | 718.21%-722.0pp | 519.77%-523.5pp |
| Employer contribution / active EE | $1,207 | $3,068-60.7% | $2,800-56.9% | $4,779-74.7% |
| Participant deferral / active EE | $1,375 | $4,050-66.1% | $3,704-62.9% | $5,609-75.5% |
| Admin fee / account holder | $511,589 | $5,907+8560.2% | $5,113+9905.0% | $10,829+4624.5% |