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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,695 | $124,330-45.6% | $109,173-38.0% | $167,536-59.6% |
| Participation rate | 55.6% | 79.5%-23.9pp | 75.9%-20.3pp | 82.1%-26.6pp |
| Annual return | 12.34% | 26.04%-13.7pp | 25.75%-13.4pp | 478.82%-466.5pp |
| Employer contribution / active EE | $1,789 | $4,209-57.5% | $3,723-51.9% | $4,839-63.0% |
| Participant deferral / active EE | $2,699 | $5,256-48.6% | $4,654-42.0% | $6,342-57.4% |
| Admin fee / account holder | $2,248 | $7,974-71.8% | $6,755-66.7% | $12,315-81.7% |