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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,200 | $88,672-33.2% | $105,223-43.7% | $82,448-28.2% |
| Participation rate | 67.4% | 67.9%-0.5pp | 75.0%-7.6pp | 68.1%-0.6pp |
| Annual return | 17.93% | 30.86%-12.9pp | 180.65%-162.7pp | 41.64%-23.7pp |
| Employer contribution / active EE | $2,696 | $3,048-11.5% | $3,689-26.9% | $2,551+5.7% |
| Participant deferral / active EE | $4,955 | $4,036+22.8% | $5,072-2.3% | $4,139+19.7% |
| Admin fee / account holder | $327 | $7,146-95.4% | $8,859-96.3% | $7,234-95.5% |