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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,089 | $100,938-88.0% | $90,461-86.6% | $158,982-92.4% |
| Participation rate | 20.0% | 75.0%-55.0pp | 72.7%-52.7pp | 82.0%-62.0pp |
| Annual return | 33.46% | 1727.20%-1693.7pp | 1294.76%-1261.3pp | 302.99%-269.5pp |
| Employer contribution / active EE | $678 | $3,691-81.6% | $3,264-79.2% | $4,763-85.8% |
| Participant deferral / active EE | $853 | $4,350-80.4% | $3,964-78.5% | $5,983-85.7% |
| Admin fee / account holder | $0 | $6,510-100.0% | $5,617-100.0% | $11,252-100.0% |