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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,652 | $174,379-53.7% | $152,093-47.0% | $138,895-41.9% |
| Participation rate | 92.3% | 81.6%+10.7pp | 77.8%+14.5pp | 79.9%+12.4pp |
| Annual return | 11.42% | 74.86%-63.4pp | 66.36%-54.9pp | 145.39%-134.0pp |
| Employer contribution / active EE | $1,992 | $4,652-57.2% | $4,175-52.3% | $4,194-52.5% |
| Participant deferral / active EE | $4,918 | $6,159-20.2% | $5,451-9.8% | $6,396-23.1% |
| Admin fee / account holder | $2,313 | $16,880-86.3% | $14,497-84.0% | $12,562-81.6% |