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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,652 | $172,111-53.1% | $150,298-46.3% | $137,256-41.2% |
| Participation rate | 92.3% | 81.7%+10.6pp | 77.8%+14.5pp | 80.0%+12.3pp |
| Annual return | 11.42% | 69.37%-58.0pp | 62.79%-51.4pp | 220.34%-208.9pp |
| Employer contribution / active EE | $1,992 | $4,636-57.0% | $4,154-52.1% | $4,156-52.1% |
| Participant deferral / active EE | $4,918 | $6,166-20.2% | $5,453-9.8% | $6,407-23.2% |
| Admin fee / account holder | $2,313 | $16,471-86.0% | $14,116-83.6% | $12,270-81.1% |