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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,030 | $183,539-66.2% | $155,556-60.1% | $145,897-57.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 17.54% | 61.31%-43.8pp | 64.84%-47.3pp | 552.29%-534.7pp |
| Employer contribution / active EE | $2,339 | $5,315-56.0% | $4,675-50.0% | $4,663-49.8% |
| Participant deferral / active EE | $4,296 | $6,467-33.6% | $5,631-23.7% | $6,689-35.8% |
| Admin fee / account holder | $7,451 | $19,275-61.3% | $15,885-53.1% | $13,390-44.4% |