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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,677 | $88,754-89.1% | $81,820-88.2% | $145,877-93.4% |
| Participation rate | 33.3% | 75.1%-41.7pp | 72.4%-39.1pp | 80.3%-47.0pp |
| Annual return | 18.00% | 1031.77%-1013.8pp | 777.93%-759.9pp | 551.28%-533.3pp |
| Employer contribution / active EE | $1,215 | $3,085-60.6% | $2,915-58.3% | $4,663-74.0% |
| Participant deferral / active EE | $1,705 | $4,648-63.3% | $4,323-60.6% | $6,691-74.5% |
| Admin fee / account holder | $1,227 | $8,424-85.4% | $7,391-83.4% | $13,402-90.8% |