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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,960 | $107,809-85.2% | $90,657-82.4% | $135,380-88.2% |
| Participation rate | 71.4% | 78.0%-6.6pp | 74.0%-2.6pp | 82.6%-11.2pp |
| Annual return | 0.00% | -0.90%+0.9pp | 1.89%-1.9pp | 519.81%-519.8pp |
| Employer contribution / active EE | $1,551 | $3,018-48.6% | $2,532-38.7% | $4,779-67.5% |
| Participant deferral / active EE | $5,446 | $3,872+40.6% | $3,424+59.0% | $5,609-2.9% |
| Admin fee / account holder | $1,603 | $5,931-73.0% | $4,994-67.9% | $10,828-85.2% |