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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,754 | $160,040-68.9% | $147,096-66.2% | $145,877-65.9% |
| Participation rate | 73.3% | 84.0%-10.7pp | 82.2%-8.8pp | 80.3%-7.0pp |
| Annual return | 11.24% | 98.49%-87.3pp | 419.75%-408.5pp | 551.28%-540.0pp |
| Employer contribution / active EE | $2,078 | $5,289-60.7% | $4,936-57.9% | $4,663-55.4% |
| Participant deferral / active EE | $2,435 | $8,429-71.1% | $8,071-69.8% | $6,691-63.6% |
| Admin fee / account holder | $1,232 | $15,050-91.8% | $13,005-90.5% | $13,402-90.8% |