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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,744 | $51,631-88.9% | $129,397-95.6% | $80,925-92.9% |
| Participation rate | 80.8% | 56.9%+23.8pp | 69.6%+11.1pp | 67.7%+13.1pp |
| Annual return | 13.61% | 20.77%-7.2pp | 9453.98%-9440.4pp | 35.65%-22.0pp |
| Employer contribution / active EE | $629 | $1,583-60.3% | $4,154-84.9% | $2,756-77.2% |
| Participant deferral / active EE | $1,641 | $2,670-38.6% | $4,167-60.6% | $4,299-61.8% |
| Admin fee / account holder | $2,051 | $4,309-52.4% | $7,679-73.3% | $6,940-70.5% |